USA &Canada

• For a US-headquartered global Software/Internet 'Major', a 25-country-market appraisal of the scale & sophistication of Retailer-sold Pre-paid product, plus Distribution Providers/Processors.



• Evaluation of the Requirements, retail-'partnership' potentials, and Plan- development for the launch of a 'contact-less-Card' (RFID) program.



• Analysis of the DCC-market in the USA – current scale, Processors, Requirements.



• Retail & Gas Card loyalty programs.



• Analysis, design, development of Merchant Value Proposition; Business Plan for a US-bank Consortium evaluating the 'franchise'-purchase of an international 'smart-card'/stored value card program. Instrumental in a global Association's acquisition of this Brand.



• For a major International Brand, evaluation of 'smartcard'–based value programs in Airline ticketing, Car Rental & Hotel registration. Also to the evaluation by bank/non-bank clients of chip card programs for sports venues & universities - access, concession, loyalty, payments.



• The development of strategic business and technology initiatives for a number of US ATM/POS networks (switches) – including the three largest and most successful.



• Payments systems strategy; inc. cost-dynamics of in-branch cash, check, ACH & card payments support; & evaluation of process re-design options. Establishing centralised item processing, lending & customer service centres, & reducing branch operations & staffing.



• An investigation of Merchant Discount/Services Charges.



• Competitive Appraisal of Switching & Processor Systems suppliers and feature/function.



• M&A, Consolidation with US banks/EFT Networks